Financial Adviser Ickenham, Middlesex ~ Financial Planning Ickenham, Middlesex
Financial Advice Ickenham, Middlesex ~ Pensions Advice Ickenham, Middlesex ~ mortgage advisers Ickenham, Middlesex

left webpage shadowright webpage shadow
Company logo
Neville Birch
comment on image 1 comment on image 2

Investment Linked

Investment Linked Insurance

With term assurance policies, lower premiums make them an affordable way of helping to protect your family in the event of your death, within the policy term, but there is no guarantee of a payout. Some life insurance policies however, can be effectively used as an investment.

Whole life or endowment policies will provide the beneficiaries with a payout after a fixed period or a death. These payments can be a fixed amount, or in some cases linked to an insurance company's investment performance in the form of with profits policies or unit linked policies.

With profits policies may generate rewards from the valuation of the assets and liabilities of the insurer's life fund, but premiums will be much higher. Unit linked policies link the value of the policy to units in a unitised fund. The units are linked to the underlying value of the fund. The value of the policy can therefore fluctuate depending on the value of the units. The pricing structure and type of fund depends on your insurance company. Many insurance companies now have unitised with-profits funds.

  • Flexibility to choose your own level of protection and investment.
  • Ability to vary the amount of your premium payments or coverage based on your own personal financial situation.
  • Flexibility to choose the type of funds based on your risk aptitude.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.


Life Assurance Enquiry
investment TV button link
product research button link
rss Financial times example feed

Company address:
Neville Birch & Co, Copthall Farm, Breakspear Road South,
Ickenham, Middlesex, UB10 8HB
T: 01895 637 121
F: 01895 625 121

Email: info@nevillebirch.com

Neville Birch & Co is Authorised and Regulated by the Financial Conduct Authority.

Neville Birch & Co is entered on the Financial Services Register (www.fsa.gov.uk/register/firmSearchForm.do) under reference 125455.

The FCA do not regulate National Savings products, loans, will writing and some forms of mortgage, offshore funds and inheritance tax planning.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 01895 637 121 | info@nevillebirch.com

Designed & developed by Web Pro IT © 2009

Life insurance quotes Ickenham, Middlesex ~ best mortgage rates Ickenham, Middlesex ~ Financial Advice Ickenham, Middlesex ~ pensions advice Ickenham, Middlesex
retirement planning Ickenham, Middlesex ~ tax saving advice Ickenham, Middlesex ~ investment advisers Ickenham, Middlesex